About Rent The Key To Own

• together we find your budget based on your qualifications
• we work with you to find your home (within your budget)
• You lease the home from us for the time of the lease agreement (this gives you time to build your credit and final deposit)
• At the end of the lease, you can complete the purchase of your home!!

We need:

• proof of income
• Good or repairable credit
• Good tenant history
• Savings for the IOC (initial option consideration. Usually less than 5%, this is the normal minimum for a mortgage)

It's a fee that you as the tenant buyer pay that provides you with the option to purchase the home at a later date.   A portion of this fee is usually charged upfront, similar to a down payment. The other portion is paid monthly in addition to the rent.

It depends, mostly between 2 and 4 years

• Make monthly payments on time
• Pay all your utility bills
• Maintain your house
• Pay tenant insurance 

How much you can afford to pay for your house depends on many things! We will work together with you and a mortgage specialist to determine the best fit for your needs

• experience being a homeowner before purchasing the house
• locked-in rent and monthly payments,  makes it easier for you to budget
• we help you to save to complete your down payment and repair your credit